If you are looking for a credit card with great benefits and free for life, then the ICICI Bank Amazon Pay Credit Card could be just what you need. In this article, we will discuss the key features of this credit card and compare it to another popular option, the Axis Bank Flipkart Credit Card.
ICICI Bank Amazon Pay Credit Card
The ICICI Bank Amazon Pay Credit Card offers 5% cashback on any purchase made on Amazon. However, it is important to note that this cashback is only available to Amazon Prime members. If you’re not a Prime member, you’ll still get 3% cashback on your purchases. In addition to cashback, this credit card also offers several other benefits.
Amazon Prime Membership
To fully enjoy the benefits of ICICI Bank’s Amazon Pay credit card, it is recommended to have an Amazon Prime membership. A Prime membership costs ₹1,499 per year and comes with many benefits, including access to Amazon Prime Video, Prime Music, and Prime Reading. With a Prime membership, you’ll receive 5% cashback on all your Amazon purchases and get free delivery on eligible products.
Another feature of this credit card is cashback on Amazon Pay transactions. Amazon Pay is a digital wallet similar to Paytm, where you can send money, pay bills, and buy gift cards. With the Amazon Pay credit card from ICICI Bank, you can get 2% cashback on all your Amazon Pay transactions.
Unlike many other credit cards, the ICICI Bank Amazon Pay Credit Card does not have a maximum cashback limit. Whether you spend ₹1,000 or ₹1,00,000, you will receive the applicable cashback percentage on your total purchase amount.
Advantages for meals and exemption from the fuel surcharge
ICICI Bank’s Amazon Pay credit card also offers dining benefits and 1% fuel surcharge waiver at select partner outlets. You can get 15% cash back at partner dining establishments and save on fuel surcharges when you use your credit card to pay for fuel.
Axis Bank Flipkart Credit Card
The Axis Bank Flipkart Credit Card is another popular option for online shoppers. It offers 5% cashback on Flipkart purchases and 1.5% cashback on Myntra purchases. However, in the case of flight and hotel bookings on Flipkart, the cashback is reduced to 1.5%.
ICICI Bank Amazon Pay Credit Card and Axis Bank Flipkart Credit Card both have their own benefits. While the Axis Bank Flipkart Credit Card offers a flat 5% cashback on Flipkart purchases, the ICICI Bank Amazon Pay Credit Card offers 5% cashback on Amazon purchases and offers additional benefits such as Amazon Prime membership and Amazon Pay cash back.
When deciding which credit card to choose, it is important to consider your purchasing preferences and requirements. If you are a frequent Amazon shopper and intend to buy Amazon Prime membership, ICICI Bank Amazon Pay credit card is the best choice. However, if you prefer to shop on Flipkart and Myntra, the Axis Bank Flipkart Credit Card might be more suitable for you.
In conclusion, both credit cards offer attractive benefits and rewards, so choose the one that fits your shopping habits and needs.