If you’re a frequent shopper at Target or looking for a credit card with great benefits, you should definitely consider the Target REDcard. In this article, we will review the Target REDcard and discuss all the benefits it offers. We’ll also reveal a secret about the REDcard that Target doesn’t want you to know. So, let’s dive in!
Easy approval and generous credit limit
One of the best things about the Target REDcard is that it’s pretty easy to get approved, even if you’re rebuilding your credit. As long as you have a positive credit history, you have a good chance of getting approved for the REDcard. Plus, Target often offers a generous credit limit, giving you more purchasing power.
5% off most purchases
The main benefit of the Target REDcard is the 5% discount you get on most of your purchases. Whether you’re shopping for groceries, household items, or even Starbucks products at Target, you’ll benefit from this discount. It’s a great way to save money on your everyday purchases.
Convenient payment options
Managing your Target REDcard is simple with multiple payment options. You can make payments online, by phone or in store. It is important to pay your bill in full to take full advantage of the 5% discount. Remember to make your payments online before 5 p.m. Central Time to be processed the same business day. If you miss the deadline, you can call customer service to make sure your payment is processed that day.
Additional benefits
In addition to the 5% discount, the Target REDcard offers additional benefits. You get an additional 30 days for returns, giving you more time to decide if you want to keep your purchases. Target also offers subscription services, where you can save an extra 5% and get free shipping on your subscription orders when you use your REDcard. Additionally, the Target MasterCard upgrade offers benefits such as MasterCard ID protection and an extended warranty on purchases.
The secret of the target REDcard
Here’s the secret to the Target REDcard: If you have a good account history with Target, they might upgrade your card to the Target MasterCard. This upgrade is done internally and you cannot request it. While the upgrade is a compliment, it may not have obvious benefits unless you frequently shop outside of Target. The real savings and benefits come from using the Target REDcard for Target purchases.
Conclusion
In conclusion, the Target REDcard is a fantastic credit card for frequent Target shoppers. With 5% off, convenient payment options and added benefits, it’s a great way to save money and enjoy additional benefits. Although upgrading from Target MasterCard is not necessary for most users, the Target REDcard itself offers many benefits. So if you’re looking to maximize your savings and enjoy a seamless shopping experience at Target, the Target REDcard is definitely worth considering.
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Image source: target logo
