The Ultimate Guide to Sam’s Club Mastercard Payment Options
Are you a Sam’s Club Plus member looking for a high rewards credit card? Look no further than the Sam’s Club Mastercard! This fantastic credit card not only offers incredible cash back on purchases, but also functions as a membership card. In this guide, we’ll explore everything you need to know about the Sam’s Club Mastercard, from its benefits to its payment options. So, let’s dive in and find out if this credit card deserves a place in your wallet!
What is the Sam’s Club Mastercard?
The Sam’s Club Mastercard is a credit card offered by Synchrony Bank specially designed for Sam’s Club Plus members. With this credit card, you can enjoy a fantastic rate of up to 5% cash back on eligible purchases. This is especially beneficial for gas and dining purchases made outside of the warehouse club. Plus members even receive a higher percentage of 3% cash back on purchases made at Sam’s Club itself.
Benefits of the Sam’s Club Mastercard
The Sam’s Club Mastercard offers a wide range of benefits to Plus members, making it a valuable addition to your wallet. Here are some key benefits of this credit card:
1. Cash Back on Gas
With the Sam’s Club Mastercard, you can earn 5% back in Sam’s Cash on gas purchases made anywhere Mastercard is accepted. This offer is limited to a maximum of $6,000 spent per year, after which it reverts to 1% cash back. Plus members can also earn up to 1% cash back on their gas purchases.
2. Cashback on club purchases
For Plus members, the Sam’s Club Mastercard offers a flat 3% cash back on all purchases made at Sam’s Club, in-store and online. It’s a great way to save even more on your regular Sam’s Club purchases.
3. Cashback on restaurants and restaurants
If you like to dine out or get takeout, the Sam’s Club Mastercard has you covered. It offers 3% cash back at Sam’s Cash on all dine-in and takeout purchases. For other purchases, you can enjoy 1% cash back at Sam’s Cash.
4. Availability
The Sam’s Club Mastercard is available at all Sam’s Club and Walmart stores nationwide. This allows Plus members to apply for and use their credit card wherever they shop.
5. No annual fees
Unlike many other credit cards, the Sam’s Club Mastercard does not charge an annual fee. This means you can enjoy all the benefits and rewards without any additional costs. Please note, however, that this credit card is only available to Sam’s Club Plus members, who pay a membership fee of $100 per year.
6. APR and no foreign transaction fees
The Sam’s Club Mastercard offers a variable APR ranging from 16.41% to 24.40%, depending on your credit score. Additionally, this credit card charges no foreign transaction fees, making it a great choice for international travelers.
Payment options for the Sam’s Club Mastercard
Now that you know the benefits of the Sam’s Club Mastercard, let’s explore the different payment options available to cardholders. Sam’s Club offers several convenient ways to pay your credit card bill:
1. Online payment
One of the easiest and most convenient ways to pay your Sam’s Club Mastercard bill is to use their online payment portal. Simply log into your account on the Sam’s Club website and follow the instructions to make your payment securely.
2. Payment by mobile application
If you prefer to manage your finances on the go, you can also make payments using the Sam’s Club mobile app. The app allows you to access your account, view your balance and make payments from your smartphone or tablet.
3. Payment in store
For those who prefer traditional methods, you can visit any Sam’s Club or Walmart store and make your payment through customer service. Simply provide the necessary details and pay your bill in person.
4. Payment by telephone
If you prefer to make payments over the phone, you can call the Sam’s Club Mastercard customer service number and follow the instructions to pay your bill. Make sure you have your credit card information and payment details ready when you make the call.
5. Automatic payment
To ensure you never miss a payment, you can set up autopay for your Sam’s Club Mastercard. This option allows your bill to be automatically deducted from your linked bank account or credit card each month.
Remember to make your payments on time to avoid any late fees or penalties. It is recommended that you sign up for eStatements to stay informed about your account and payment due dates.
Conclusion
The Sam’s Club Mastercard is a valuable credit card for Sam’s Club Plus members, offering great cashback rewards and exclusive benefits. Whether you frequently shop at Sam’s Club, dine out, or make gas purchases, this credit card can help you maximize your savings. With flexible payment options available, managing your Sam’s Club Mastercard payments is convenient and hassle-free. So why wait? Apply for the Sam’s Club Mastercard today and start enjoying its benefits!
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