Welcome to the world of life insurance! Today, we’re going to introduce you to United of Omaha, one of the top-rated life insurance companies in the market. With over a century of experience, United of Omaha is a reliable choice for applicants with family health history challenges. But what sets them apart from the rest? Let’s find out!
Why United of Omaha?
United of Omaha, headquartered in Omaha, Nebraska, has been in the business since 1909. As an A-rated company, you can trust that they are financially secure, ensuring that your policy’s death benefit will be paid without any worries.
Additionally, United of Omaha caters to specific health and lifestyle niches. If you have an iffy driving record or family health issues, United of Omaha is more lenient compared to other insurers. This means they can offer you better rates and coverage options.
Coverage Options and Policy Riders
United of Omaha’s flagship product, Term Life Answers, provides level term coverage for 10, 15, 20, and 30 years. You can start with a minimum coverage amount of $100,000, which is standard across the industry.
What sets United of Omaha apart is their range of policy riders. These riders allow you to customize your policy to fit your specific needs. Here are some popular options:
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Accelerated Death Benefit Rider: This rider allows you to access a portion of your policy’s death benefit if you are diagnosed with a terminal illness with 12 months or less to live. Best of all, it’s included at no extra cost!
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Accidental Death Benefit Rider: For an additional cost, this rider provides an increased death benefit if you were to pass away due to an accident. It’s a great option for those with dangerous professions or risky hobbies.
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Premium Waiver for Disability Rider: This rider waives your premium payments during a period of total disability lasting six consecutive months or more. It provides financial security when you need it the most.
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Child Rider: Protect your children’s future with this rider. For a small annual fee, it provides life insurance coverage ranging from $1,000 to $10,000 for all of your children under 18 years of age, including future children.
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Waiver of Premium for Unemployment Rider: This rider waives premium payments for up to six months if you become unemployed for at least four consecutive weeks. It offers peace of mind during uncertain times.
Why Choose United of Omaha?
United of Omaha is an excellent choice for individuals with a not-so-stellar driving record or family health history. When you apply for life insurance through Quotacy, we will review your application to ensure that you are applying to a company that will give you the most favorable outcome. We believe in complete transparency and making sure you know all your options.
Quotacy is an independent life insurance broker, which means we can offer you policies from multiple top-rated life insurance companies, including United of Omaha. Our licensed agents work on salary, not commission, so they will never try to upsell you. We work for you, not the insurance companies.
Getting a quote is quick and easy. Visit our website and get free, instant term life insurance quotes from multiple top-rated life insurance companies. No need to provide any contact information upfront. We value your privacy and want to make sure you have all the information you need to make an informed decision.
So why wait? Protect yourself and your loved ones with life insurance from United of Omaha through Quotacy. Click here to get started.
