If you’re looking to save on your insurance policy, State Farm’s Drive Safe and Save app might just be the solution you need. With the new telematics system, State Farm is offering discounts ranging from 30% to 50% off your policy. But is it really worth it? Let’s dig deeper and find out.
How Does State Farm’s Drive Safe and Save App Work?
State Farm’s Drive Safe and Save app tracks 30 days of your driving history and provides feedback based on your driving habits. Unlike other apps that use a point system, State Farm gives you a 100 score, allowing you to easily understand your performance. The app connects to a Bluetooth device, which only records data when you’re driving your own car. This means that if you’re in an Uber or a friend’s car, the app won’t track your driving data. This feature ensures privacy and prevents false data from impacting your score.
How to Get State Farm’s Drive Safe and Save App?
Getting the Drive Safe and Save app is easy. You can download it from the Play Store or simply text “save” to 78836, and they will send you the link to download the app. It’s a quick and convenient way to begin saving on your insurance policy.
Maximizing Your Discount
To get the best discount using the Drive Safe and Save app, you need to focus on improving your driving habits. Limit excessive speed, avoid hard stops, and refrain from driving at night or during heavy traffic. These factors are taken into consideration by State Farm’s telematics system. However, it’s important to note that accidents and tickets don’t affect the discount, so even if you have a blemish on your driving record, you can still benefit from the program.
Privacy and Data Sharing
Privacy is a concern for many when it comes to telematics systems. State Farm ensures that your data is shared only within its network of companies and is used for marketing and providing a broader selection of insurance and financial products. While this may raise some caution, it’s important to understand that State Farm takes privacy seriously and complies with legal requirements.
The Drawbacks
One of the downsides of State Farm’s Drive Safe and Save is that it is an ongoing program. Unlike other telematics systems that track your driving for a specific period of time, Drive Safe and Save requires continuous use of the app to maintain your discount. This may be a drawback for some who prefer a set-it-and-forget-it approach.
Is State Farm Drive Safe and Save Worth It?
At the end of the day, the decision to opt for State Farm’s Drive Safe and Save app depends on your personal preferences and driving habits. If you’re already with State Farm and looking to save money on your policy, it’s definitely worth a try. The potential savings, combined with the convenience of the app, make it an attractive option. However, if privacy concerns or the need for constant app usage bother you, it may not be the right fit.
Visit F4VN to learn more about insurance and financial products that can help you save money and protect your assets.
