In today’s digital age, having a credit card has become easier than ever. If you’re having trouble getting approval from a traditional bank, One Card offers a viable alternative. Whether you are self-employed or have a non-government job, this credit card is specially designed for people like you.
Getting approved for a credit card can sometimes be difficult, but not with One Card. They take your CIBIL score into account and offer credit cards secured by Fixed Deposits (FD). In this article, we will explore what One Card is, how to apply for a credit card, eligibility criteria, required documents, and the benefits of having a One Card credit card.
What is a single card?
One Card is a unique metal credit card offered in collaboration with IDAC First Bank, ABM Bank, South Indian Bank, Federal Bank and Bank of Baroda. This credit card is absolutely free and is perfect for new credit card users who want to earn cash back on every purchase.
Benefits of the One Card credit card
One of the biggest benefits of a One Card credit card is the many rewards you can earn on travel, shopping, lifestyle, and healthcare spending. Plus, the card offers bonus rewards on every transaction and even rewards you for referring friends and family. You can easily manage your card through the mobile app and also enjoy the flexibility of EMI options. With 5X rewards, One Card is a great choice for all your financial needs.
Fees and charges
One Card has no membership fees or annual fees, making it a cost-effective choice for everyone. However, it is important to make payments on time, as late payments can result in monthly fees of 2.5% to 3%.
Eligibility and Required Documents
To be eligible for a One Card credit card, you must be at least 18 years old and have a stable source of income from a job or business. You will need to provide your PAN card, Aadhar card, mobile number, email ID and banking details during the application process.
How to apply for a One Card credit card
Downloading the One Card app from the link provided is the first step to applying for a credit card. After installing the app, go through the registration process, which includes verifying your mobile number and setting up a PIN. Provide your personal information, such as your name, date of birth and gender. You will also need to enter your address for card delivery. Once you enter your PAN card number and verify the details, submit your application. If your application is approved, you will receive a confirmation message.
In some cases, if you are not eligible for the credit card, you will have the option of opening a fixed deposit (FD) to secure your credit limit. With a limit of 100% on FD and an interest rate of 7.1%, this option allows you to withdraw funds whenever you need them. Your card will be delivered to your doorstep within 15 days.
Conclusion
Getting a credit card has never been easier with One Card. Whether you’re new to credit cards or looking for additional benefits, this metal credit card offers rewards, flexibility and ease of use. With no membership fees or annual fees, it’s a great option for all your financial needs. Apply for a One Card credit card today and enjoy the benefits it offers.
Disclaimer: This is a sponsored post. The information provided is based on official One Card content.
