If you’re looking for the best credit card cash back deals, you’ve come to the right place. In today’s market, cash back credit cards have become extremely popular. The reason for their popularity is simple: they offer simple benefits that are easy to understand and manage.
Cash back credit cards give you real cashback, which is credited to your statement in the form of cash back. This means the money you earn can be redeemed anywhere, without having to worry about reward points, expiration dates, or redemption values.
However, with so many different types of cash back credit cards available, it can be difficult to choose the right one. That’s why I want to share with you three best cash back credit cards that offer great rates across multiple categories.
SBI Cash Back Credit Card
SBI Cashback Credit Card is not only popular in India but also offers the best cashback rates in the world. With this card, you can make online payments across thousands of websites and apps, earning real cashback of Rs. 5. For offline transactions, you earn 1% cashback. By combining online and offline spending, you can earn up to Rs. 5,000 cashback every month, totaling Rs. 60,000 per year.
The annual fee for this card is Rs. 1,180, but considering the potential cashback of Rs. 1,180.60,000, it offers great value. Additionally, you can earn 5% cashback on popular websites like Myntra and Goibibo, which makes this card unique and useful.
To apply for the SBI Cashback credit card, you can visit their Sprint portal and complete the KYC process online. The card will be automatically issued to you and you can start using it immediately, even before receiving the physical card.
Standard Chartered Bank Smart Credit Card
The Standard Chartered Bank Smart Credit Card is currently one of the best options available for cashback across all categories. Whether you make payments online or offline, this card offers a real cashback of Rs. 1,999. 2, up to Rs. 1,000 per month. The annual fee for the first year is waived, making this a great introductory offer.
You can apply for this card through the link provided in the description or directly from the Standard Chartered Bank website. If you apply through the bank’s website, you can benefit from a free card for life without any renewal fees. Remember to activate the card within 30 days and make a minimum spend of Rs. 500 to avoid any renewal fees in the future.
Kiwi Card
For cases where credit cards are not accepted, the Kiwi Card is a great alternative. By using this card, you can earn a real cashback of Rs. 9,999. 1 on UPI payments. The best part is that the Kiwi Card is free for life, with no membership or renewal fees.
To apply for the Kiwi Card, click on the link provided in the description. It’s a simple and hassle-free process.
It is important to note that if you already have the SBI Cashback Credit Card or the Standard Chartered Bank Chip Credit Card, you may not need an additional card. Both these cards offer attractive cashback rates, and unless your offline spending exceeds Rs. 9,999. 50,000,000 per year, you may not need to consider another credit card.
In conclusion, cash back credit cards offer an easy and rewarding way to earn money while making everyday purchases. The SBI Cashback Credit Card, Standard Chartered Bank Chip Credit Card, and Kiwi Card are three great options to consider. Choose the one that best suits your spending habits and start enjoying the benefits of cashback today!
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